Santa Monica, Pacific Palisades and Brentwood real estate and homes for sale in California, luxury properties - Pence Hathorn Silver, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Pence Hathorn Silver
Login
Go To Sitemap
Feature Properties
Search the MLS
Tips For Going Green
PHS in the News
FACEBOOK FAN PAGE
Follow us on Twitter

All agents are NOT alike! Find out why we are top real estate experts. Call us: 310-899-3527.

Special Offers
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

Testimonials
"Their "calm under fire" manner..."
"I would be happy to recommend Pence Hathorn Silver to friends. I have known them for over 13 years. Their "calm under fire" manner..."
-Rachel Ashwell, owner of Shabby Chic
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:

Welcome to Pence Hathorn Silver'sSanta Monica, Pacific Palisades and Brentwood Real Estate Website

Santa Monica Real Estate experts, Pence, Hathorn and Silver provide you with current listings and market news for the Westside neighborhoods of Santa Monica, Pacific Palisades, and Brentwood. 


Charles Pence, John Hathorn, Loraine Silver and Brett Silver have served the Westside for over 30 years and have over 60 years of combined experience. They are the top firm for Santa Monica Real Estate and are in the Top 1% of all real estate agents nationwide garnering various Coldwell Banker awards such as the Top 100, International Presidents' Elite and Society of Excellence awards. Most recently, Coldwell Banker awarded them the #3 Team in Greater Los Angeles (out of over 2,700 sales professionals) and the #9 Team Internationally (out of over 120,000 sales professionals) for their outstanding accomplishments in 2009. To date, they have represented, brokered or handled transactions in the excess of $2.6 billion since 1978. Pence Hathorn Silver's high level of success is due to their wide range of experience and unparalleled personal service. When four highly experienced, energetic and determined individuals form a team to achieve a goal, they accomplish more together than any one could achieve alone. Clients get quadruple the benefits, service and personal attention. It's always a "win win" situation when dealing with Pence Hathorn Silver. 

Visit the NEW Santa Monica Real Estate Blog

Explore our featured homes to see our homes for sale. Be sure to check back as we are constantly getting new listings. 

We are excited to be "Encouraging Green Living" as the Westside's Green Realtor! PHS is turning its attention to the exceedingly important issue of environmental responsibility. Explore our site to see how easy and attractive it is to go green. 

Buying and selling a home is one of the biggest events in your life. This site is filled with ways you can contact us for one-on-one expert help and advice. We will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

 

 






Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous American sign was originally erected as a real estate ad?

A 
The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
See More Real Estate Trivia >


Print This Page Send To A Friend


Pence Hathorn Silver, REALTOR®, real estate agents and broker for Santa Monica, Pacific Palisades and Brentwood, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Charles Pence,John Hathorn,Loraine & Brett Silver
Coldwell Banker Pence Hathorn Silver

1531 Montana Ave
Santa Monica, CA 90403
310-899-3527
Fax: 310-458-5901
jh@phsrealty.com

Charles Pence, John Hathorn, Loraine Silver and Brett Silver have served the Westside for over 30 years and have over 60 years of combined experience. They are in the Top 1% of all real estate agents nationwide garnering various Coldwell Banker awards such as the Top 100, International Presidents’ Elite and Society of Excellence awards. To date, they have represented, brokered or handled transactions in excess of $2.6 billion since 1978.

Charles Pence-Lic. #00670728 John Hathorn-Lic. #00960182 Loraine Silver-Lic. #00800114 Brett Silver- Lic. #01193551


Coldwell Banker  Pence Hathorn Silver Logo

Pence, Hathorn, Silver Logo

Santa Monica Real Estate

www.PHSRealty.com is brought to you by Pence Hathorn Silver
NUMBER1EXPERT™ in real estate for Santa Monica, Pacific Palisades and Brentwood, California, luxury properties

Read Pence Hathorn Silver's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.PHSRealty.com is brought to you by Pence Hathorn Silver


For more information on this and other premier homes, from Santa Monica Real Estate Experts - PHS Realty, please visit our website http://www.phsrealty.com

Sitemap