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Welcome to Pence Hathorn Silver'sSanta Monica, Pacific Palisades and Brentwood Real Estate Website

Santa Monica Real Estate experts, Pence, Hathorn and Silver provide you with current listings and market news for the Westside neighborhoods of Santa Monica, Pacific Palisades, and Brentwood. 


Charles Pence, John Hathorn, Loraine Silver and Brett Silver have served the Westside for over 30 years and have over 60 years of combined experience. They are the top firm for Santa Monica Real Estate and are in the Top 1% of all real estate agents nationwide garnering various Coldwell Banker awards such as the Top 100, International Presidents' Elite and Society of Excellence awards. Most recently, Coldwell Banker awarded them the #3 Team in Greater Los Angeles (out of over 2,700 sales professionals) and the #9 Team Internationally (out of over 120,000 sales professionals) for their outstanding accomplishments in 2009. To date, they have represented, brokered or handled transactions in the excess of $2.6 billion since 1978. Pence Hathorn Silver's high level of success is due to their wide range of experience and unparalleled personal service. When four highly experienced, energetic and determined individuals form a team to achieve a goal, they accomplish more together than any one could achieve alone. Clients get quadruple the benefits, service and personal attention. It's always a "win win" situation when dealing with Pence Hathorn Silver. 

Visit the NEW Santa Monica Real Estate Blog

Explore our featured homes to see our homes for sale. Be sure to check back as we are constantly getting new listings. 

We are excited to be "Encouraging Green Living" as the Westside's Green Realtor! PHS is turning its attention to the exceedingly important issue of environmental responsibility. Explore our site to see how easy and attractive it is to go green. 

Buying and selling a home is one of the biggest events in your life. This site is filled with ways you can contact us for one-on-one expert help and advice. We will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

 

 






Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Over what famous building is aircraft forbidden to fly at any time?

A 
No aircraft is permitted to fly over the Taj Mahal in India.
See More Real Estate Trivia >


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Pence Hathorn Silver, REALTOR®, real estate agents and broker for Santa Monica, Pacific Palisades and Brentwood, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Charles Pence,John Hathorn,Loraine & Brett Silver
Coldwell Banker Pence Hathorn Silver

1531 Montana Ave
Santa Monica, CA 90403
310-899-3527
Fax: 310-458-5901
jh@phsrealty.com

Charles Pence, John Hathorn, Loraine Silver and Brett Silver have served the Westside for over 30 years and have over 60 years of combined experience. They are in the Top 1% of all real estate agents nationwide garnering various Coldwell Banker awards such as the Top 100, International Presidents’ Elite and Society of Excellence awards. To date, they have represented, brokered or handled transactions in excess of $2.6 billion since 1978.

Charles Pence-Lic. #00670728 John Hathorn-Lic. #00960182 Loraine Silver-Lic. #00800114 Brett Silver- Lic. #01193551


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